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GAP Insurance, also known as Guaranteed Asset Protection, covers the difference between what you paid for your vehicle and what your insurer pays out if it’s written off or stolen.
If you buy a car for £10,000, you might only get back £6,000 from your insurers after a write off a few years later. GAP Insurance covers you for the difference of £4,000 between the insurer’s value and the purchase price.
If you need details on what GAP insurance is, feel free to give us a call on 0161 388 2550 and we can help you through your quotation.
Find clear answers to common questions about GAP and RTI Insurance – from how it works and what it covers, to who it’s for and how much it costs.
As soon as you drive your vehicle off the forecort of a dealership, it depreciates in value.
When your vehicle is written off, the insurance will pay out the value of the vehicle at the time of the claim. This will always be less than what you originally paid when purchasing it.
GAP Insurance will help prevent you from further financial loss by paying the difference between what the insurer pays you at the time of a claim, and how much you originally paid for it. This is the case if you paid for your vehicle with cash or finance, or if it is a lease vehicle.
The type of GAP cover you need depends on how much cover you would like to protect vehicle.
Our policies level of cover include GAP and RTI.
This means they will both cover costs owed to your finance company or your original invoice for the vehicle. We cover both private and commercial vehicles up to 3,5 tonnes. Exceptions apply. Please, refer to the relevant documentation.
A GAP Insurance policy premium is based on how old your vehicle is, the value of the vehicle and how long you would like your policy for.
Our premiums start from just £72.24 for GAP & RTI Insurance.
We are committed to providing personalised insurance solutions.
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GAP Insurance Today is a trading name of Alternative Propositions Limited which is Authorised and Regulated by the Financial Conduct Authority No. 602443. Trading address: Alternative Propositions Limited, St Christopher House, 217 Wellington Road, Stockport, SK2 6NG. Registered in England No 8253536. Calls may be recorded for training or monitoring purposes.
