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Get a GAP Insurance Quote

Protect yourself from unexpected financial loss if your vehicle is written off. GAP Insurance helps cover the difference between your motor insurer’s payout and what you originally paid for your vehicle or what you still owe on finance.

Choose the type of cover that best matches how your vehicle is used and get a quick quote today.

Combined GAP & RTI Insurance

Ideal for vehicles purchased outright or on finance. If your vehicle is declared a total loss, this cover pays the difference between your motor insurer’s settlement and the greater of your original purchase price or any outstanding finance balance.

This helps ensure you’re not left out of pocket if the market value of your vehicle is lower than what you paid.

Contract Hire & Lease GAP Insurance

Designed specifically for leased or contract hire vehicles. If your vehicle is written off, this cover helps pay the difference between your insurer’s settlement and the amount needed to settle your lease agreement.

It can also help cover your initial rental and insurance excess, providing additional financial protection.

Hire & Reward Combined GAP & RTI Insurance

Specialist cover for vehicles used for hire and reward, such as courier or delivery work. If the vehicle is written off, the policy covers the difference between your insurer’s payout and your original purchase price or outstanding finance balance.

This helps protect drivers who rely on their vehicle for work from a financial shortfall.