When you buy a new car, you want to look after it for as long as you can. This can take many forms. Perhaps the most straightforward way to look after your car is to insure it. Fully comprehensive insurance covers your car in case of an accident, or theft. Looking after your new car can also mean taking care of it yourself – keeping it in good condition.

No matter what you do, however, the unexpected can still happen. You could easily have a serious car accident, and your insurers could write off your new Ford in an instant. Even if you take as good care of your car as you can, someone could steal your car, and your insurers write it off. If this happens, you might find that even your fully comprehensive insurance is not sufficient to return the full amount of your vehicle to you after a write off.

This happens because the insurers only pay out the value that they believe your car to be worth at the time of the write off, not the value you bought your car for. For example if you buy your new Ford for £20,000, after a few years the insurers might only pay you £16,000 after a write off. This would leave you £4,000 worse off through no fault of your own.

Our Ford GAP Insurance policies cover you for the difference between your insurer pay out after a write off, and the value that you bought your car for. In the above example, this would mean we would pay you £4,000. With Ford GAP Insurance, you know that the price you bought your car for is protected, whatever happens.