GAP & RTI Insurance

Instant Cover from £72.24

Purchase a GAP Policy

Check details on the cover and buy the policy straight away. You will receive documents as soon as the payment has been processed. If you need assistance, call our team on 0161 388 2550.

Policy cover

GAP & RTI

Cover the purchase invoice price of the insured vehicle
Cover the outstanding settlement amount on your finance agreement in the case of a total loss

Get a Quote

Need help purchasing?

Speak to our team if you need assistance. Call them on 0161 388 2550

Level of Cover: GAP & RTI (Return to invoice)

Claim Limit: We will pay out up to £50,000 on your claims

Policy Length: Choice of policy from 1 year to 4 years

Vehicle Value: Covers vehicles up to the value of £125,000

Accessory Cover: Covers up to £1,500 of dealer accessories

Excess Cover: Covers up to £500 excess!

Additional Cover

The following policies are available to add to your Car GAP Insurance:

Tyre and Alloy Insurance

From £221.54

To replace damaged tyres on your vehicle

SMART Insurance

From £229

To cover the cost of a SMART repair where minor cosmetic damage occurs

GAP & RTI Insurance FAQs

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What does the policy cover?

GAP & RTI

This cover combines GAP and RTI in one simple policy. RTI cover ensures that you will always see your full investment into the car returned in the event that it is written off.

When can I buy GAP Insurance?

You can buy GAP Insurance for your car up to 90 days after you purchase it.

How long does GAP & RTI Insurance last for?

You can choose the length of the policy from 1 year to 4 years. As a result, you are able to choose a policy to be the same length as your lease period.

What if I change my car while I still have a policy?

This Policy cannot be transferred to another Insured Vehicle or to any subsequent owner of the Insured Vehicle except in the following circumstances:

Where ownership of the Insured Vehicle is transferred to a Family Member then cover may be transferred to that Family Member, by contacting the Administrator, so long as that Family Member meets the eligibility criteria
Where You are entitled to or are offered a replacement vehicle under the terms of the Comprehensive Motor Insurance. In this event You will be entitled to transfer the remaining cover under this Policy to Your replacement vehicle so long as a claim has not been settled and the Insured Vehicle meets the eligibility criteria.

Is there a cooling off period?

There is a 30 day cooling off period. If you have not made a successful claim and cancel within thirty (30) days of receiving the policy documents, you will receive a full refund of the premium.

Can I cancel my policy anytime?

You can cancel your policy at any point. If you have not made a successful claim and cancel after thirty (30) days, you will be entitled to a pro rata refund based on the number of fully unexpired months remaining on the policy, less an administration fee. No refund will be possible if any claims have been paid.

Find out more

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Have a Question?

Get in touch with our team