Can I Get GAP Insurance?

GAP insurance can be bought up to 90 days after you purchase your vehicle.

GAP Insurance can be bought for new and used cars, as long as they are no more than 10 years old.

We cover vehicles for commercial use. However, we cannot cover policies for vehicles over 3.5t, taxi, courier vehicle, bus, minibus, coach, truck, motor home, trailer, heavy goods vehicle, licensed private hire vehicle, daily rental vehicle or breakdown and recovery vehicle. Additionally, we also cannot cover any vehicle which has been modified, or any vehicle not built for principal sale in the UK.

You can buy GAP for a new or used car. You can buy GAP Insurance on a vehicle that is up to 10 years old.

We cover all cars that are not already excluded for the uses above apart from the following:

• Grey Imports
• Emergency vehicles, taxis, courier vehicles, buses, minibuses, coaches, trucks, motor homes, trailers, heavy goods vehicles, licensed private hire vehicles, daily rental vehicles, breakdown and recovery vehicles
• Vehicles used for hire and reward (unless you are buying a Hire and Reward policy specifically), driving school tuition, chauffeuring, road racing, track days (timed or untimed), rallying, pace-making, speed testing or any other competitive event
• Any cars that have been modified AFTER the purchase date

We cannot cover all vehicles in all circumstances. Our policies do not cover vehicles that have been modified after the purchase date. We cannot cover write offs as a result of theft if the claim is not accompanied with a valid crime report. GAP also does not cover you if you have misrepresented anything on your policy.

Our policies are only valid if you have full comprehensive insurance as your main motor policy.