When you have an accident, the last thing you need is a large bill to pay. No one likes making insurance claims, especially if their story is complicated. If you could make the process of making an insurance claim easier, would you?
Dash Cams
Dash cams are small video cameras that sit on your dash board and film the road through it. They show what you were able to see – which is particularly useful in the case of an accident. The information that the dash cam stores can be submitted to your insurer. If you have evidence of your crash, you can prove who is responsible.
Making Use of Technology
A recent survey suggests that as many as 20% of British motorists now use a dash cam – but only 18% of those have actually used it as evidence in an insurance claim. Perhaps this is the result of people being unsure of how to use their dash cam footage in their insurance claim.
Dash Cams in Insurance
In practice, Dash cams can be extremely useful in variety of insurance claims. If it proves difficult to establish wrong doing, video evidence could actually help to prove that an accident was not your fault. Footage you gather can also provide evidence for if the other party is exaggerating the effects of the accident.
Because of the potential savings to insurers themselves, dash cams are becoming increasingly popular with providers of motor insurance. Some motor insurers advise their customers to use dash cams in their vehicles. Some even offer potential savings if their customers fit the cameras.
Saving money on car insurance is important to all of us. After all, we spend a lot of time and energy on our cars – so we’d rather not spend a lot of money too. If you do suffer a major accident, you could find yourself losing a lot more on your car than you might think. Insurers often only pay out the car’s current value after a right off, rather than the price you originally paid. GAP Insurance makes sure that you get back what you paid after a write off, regardless of the car’s current value.